How to Save Money in the Cook Islands
Prioritize staying in self-catering bungalows, shopping at local island markets instead of tourist-focused supermarkets, and using the local 'The Cook's Island Bus' rather than renting a car or taking taxis. Budgeting for local supplies and public transit can cut your daily costs by nearly 50%.
- Shop at the Punanga Nui Market. Visit the main market in Avarua on Saturday mornings. You will find local fruits, vegetables, and fresh fish at a fraction of the cost of the main supermarkets (CITC or Foodland). Buy in bulk here for the week.
- Choose self-catering accommodation. Book a bungalow with a kitchenette. Eating out for three meals a day in the Cook Islands is expensive, with dinner mains often costing $30-$45 NZD. Cooking breakfast and lunch in your room saves at least $40 per day.
- Use public transport. Skip the rental car. The 'Cook’s Island Bus' circles Rarotonga frequently. A single fare is $5-$8 NZD, and a 10-ride pass is significantly cheaper. Rent a bicycle ($15-$20 NZD per day) if you are comfortable riding on the main road.
- Drink the local water. Rarotonga has a public water supply that is safe to drink, though many locals prefer to boil it first. Bring a high-quality reusable filter bottle to avoid paying $4-$6 NZD for individual plastic bottles of water.
- Is tap water safe in the Cook Islands?
- Yes, it is generally safe to drink, but many travelers prefer to boil it or use a filter bottle to avoid any stomach sensitivity to local pipe minerals.
- Can I use credit cards everywhere?
- Most large shops and hotels accept cards, but the local markets and small roadside stalls are strictly cash-only. Always carry $50-$100 NZD in small denominations.
- Are taxis expensive?
- Yes. Taxis in Rarotonga are very limited and expensive. Avoid them entirely by timing your outings with the bus schedule.